Umbrella was born from a simple but urgent belief: no farmer should lose everything just because it didn’t rain.
We build climate insurance that understands the struggles of smallholder farmers in Ghana, people who plant with hope, worry with the clouds, and live at the mercy of the skies.

Using satellite data and mobile money, Umbrella offers fair, fast, and automatic payouts when rains fail, no forms, no stress, just data. Our mission is to give farming families the confidence to grow, invest, and dream again in the face of climate change.

We’re not just building insurance. We’re building trust, resilience, and a future where farmers are protected come rain or shine.

Umbrella

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