Ume
David Nigri currently serves as Chief of Staff at Ume, a PIX-enabled payment network for merchants, since August 2024. Previously, David worked as an Equity Research Analyst at JGP from January 2021 to March 2024 and held a position as Senior Research Associate focused on U.S. Media and Video Games at AllianceBernstein from June 2019 to December 2020. Earlier roles include Summer Senior Research Associate at AllianceBernstein and Partner at Bogari Capital, where David contributed to independent asset management with an emphasis on long-term investment opportunities in Brazil's equity market. Additional experience includes positions as Credit Analyst and IR at JGP Credito, an internship in Credit Analysis and IR at Root Capital, and an internship in Macroeconomics Analysis at BNY Mellon ARX. David's educational background includes an MBA from Columbia Business School and a Bachelor of Science in Economics from Pontifícia Universidade Católica do Rio de Janeiro.
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Ume
UME is a “buy now pay later” consumer credit platform capable of achieving increased reach at competitive rates. For Retailers it provides a risk-free solution to leverage their sales by offering credit to customers, who have access only to cash or very low limits on their credit cards. Our mission is to make credit more accessible through fair, transparent and life changing products. No hidden fees, unclear terms, or abusive interest rates, we are working to make our customers’ lives financially better.