Ume
Theo R. is currently the COO at UME, where Theo utilizes technology to create a more democratic, simpler, and less risky credit environment. Prior to this role, Theo took a year off for travels and adventures across 15 countries. Theo R. also previously worked as a Partner and Buy-Side Analyst at Bogari Capital, where Theo focused on fundamental analysis of companies and presented investment recommendations. Theo started their career as an intern at the same company. Theo R. is a graduate of FGV - Fundação Getulio Vargas.
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Ume
UME is a “buy now pay later” consumer credit platform capable of achieving increased reach at competitive rates. For Retailers it provides a risk-free solution to leverage their sales by offering credit to customers, who have access only to cash or very low limits on their credit cards. Our mission is to make credit more accessible through fair, transparent and life changing products. No hidden fees, unclear terms, or abusive interest rates, we are working to make our customers’ lives financially better.