UMO is a stealth-mode FinTech venture aiming to evolve the way people experience money by building a unified, AI-powered, yet deeply human money platform across fiat, crypto, and investments – subject to regulatory approvals. The platform is being designed to break down traditional barriers to money across access, assets, and experience, enabling simpler, more adaptive ways for people to interact with financial services.
We are currently developing our MVP and navigating licensing requirements, with a multidisciplinary team of 100+ people representing 20+ nationalities. With our headquarters in the UAE and offices in Portugal and Ukraine, we are united behind a shared ambition and a relentless focus on serving our customers.

This department focuses on designing, developing, and testing software applications and systems.

Software Development

This department focuses on creating and improving user interfaces and user experiences across digital platforms.

Digital Experience

This department oversees the development and strategy of products, ensuring alignment with market trends and customer needs.

Product Management

This department manages and maintains the organization's computer systems and networks to ensure operational efficiency.

Systems Administration

This department focuses on sourcing and hiring top talent in the technology sector.

UMO

Org chart

Teams

Software Development

Digital Experience

Product Management

Systems Administration

Technology Recruitment

Offices

UMO

Org chart

Teams

Software Development

Digital Experience

Product Management

Systems Administration

Technology Recruitment

Offices

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