Established in 1957, Universal Charge Accounts, Inc. (UCA) is a trusted partner for community retailers, helping to streamline in-house charge account programs and improve cash flow. We think of charge accounts as a convenient financing option for your customers while also fostering customer loyalty and repeat business for your company. 

By partnering with UCA, you can enjoy the benefits of offering in-house, both consumer and commercial, charge accounts without the burden of managing the accounts receivable. We purchase your new charge and invoice sales each week, ensuring a steady cash flow for your business. This frees up your capital, allowing you to reinvest in your operations, inventory, and growth. Our main focus is managing in-house charge accounts for community retailers, which includes handling and processing monthly statements according to your billing cycle. 
                                                                                                                       
We recognize that retailer relationships with their communities are vital to their success. We partner with you to best serve your company’s interests. Your customers will continue to identify with you, protecting the customer goodwill you've built over the years. 

Universal Charge Accounts, Inc.

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Universal Charge Accounts, Inc.

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