Incorporated as a private company by prominent Cypriot businessmen in 1970, Universal Life was the first insurance company to be founded in Cyprus after the enactment of the local insurance legislation. Universal Life was instrumental in the development of the life insurance industry in Cyprus through the introduction of new insurance concepts and the advancement of insurance values amongst Cypriots. Today, Universal Life, a member of Photos Photiades Group, is one of the most prominent life insurance companies of the island and the leading company in the local accident and health sector.

The Company’s products are distributed through a network of professional and highly trained full time insurance agents.

Furthermore, Universal Life is a socially responsible company that has a policy to give back to society by being an active contributor in areas that have a positive impact on the quality of life of all Cypriots thus giving a true meaning to its motto "because life is precious"​.

Universal Life

This department provides expert advice and sales services for various insurance products to clients.

Insurance Services

This department manages and oversees the functions and activities related to agency operations.

Agency Operations

This department focuses on analyzing investment opportunities, financial reporting, and overall financial performance.

Investment and Financial Analysis

This department oversees marketing initiatives and manages Salesforce projects to enhance organizational visibility and product engagement.

Marketing and Projects

This department focuses on providing actuarial analysis and support for insurance-related functions.

Actuarial Services

This department manages employee recruitment, development, and overall workforce administration.

Universal Life

Org chart

Teams

Insurance Services

Agency Operations

Investment and Financial Analysis

Marketing and Projects

Actuarial Services

Human Resources

Offices