UPPO is the AI-powered platform that makes employee health benefits simple, affordable, and automated.

We help small to mid-sized businesses (2-500 employees) offer competitive health benefits through ICHRA—Individual Coverage Health Reimbursement Arrangements—the modern alternative to traditional group insurance.

Employers set a monthly budget. Employees choose from 50+ real health plans. Our AI recommends the best options. Payroll syncs automatically. Compliance runs in the background. Everyone saves money.

• AI-powered plan recommendations personalized for every employee
• 250+ payroll integrations via Finch (automatic deductions, zero manual work)
• Real-time plan data and quotes from all major carriers through IDEON
• Complete ERISA compliance and document generation
• Reimbursement processing and expense management
• SOC 2 and HIPAA certified security
• Dedicated portals for employers, employees, and brokers

Up to 20%+ average cost savings vs. traditional group plans. 15-minute setup. No participation requirements. No surprise renewals. Employees get real choice. Employers get predictable costs.

ICHRA adoption is growing 52% year-over-year. With new federal legislation and tax credits launching in 2026, we're at the inflection point of a massive market shift. 33 million employees at small businesses deserve better benefits, we're here to deliver them.

Headquartered in Miami, Florida. Launching nationwide.

Welcome to the future of employee coverage.

Uppo

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