Joon Kim is a Senior Software Engineer at Upstart since June 2025, focusing on high-impact engineering projects within the Small Dollar Loans Team to enhance customer experience and drive business growth. Previously, Joon worked at Remitly from May 2022 to June 2025, where responsibilities included developing underwriting and risk management systems, leading initiatives in KYC and credit underwriting, and integrating Plaid to improve credit access and fraud detection. Prior to Remitly, Joon served as a Software Engineer at Redfin from March 2019 to April 2022, achieving a 15% efficiency increase in mortgage operations and optimizing loan distribution strategies. Earlier experience includes Joon's role at Kyra Solutions as a Software Engineer and a brief position as a Summer Financial Analyst at Wells Fargo. Joon holds a Bachelor of Arts in Economics from Carleton College.
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