Bridging the gap between small businesses and their advisors with effortless, real-time cash flow visibility.

About Us:
For business owners, making financial decisions often means guessing what’s actually safe to spend. For accountants and financial advisors, it means waiting on tedious manual reconciliation before being able to provide meaningful advice.

Welcome to Usable. We are a New Zealand-based fintech built to bring small businesses and their advisors onto the exact same page. We deliver effortless accounting by providing real-time access to a business's true financial position—completely eliminating the need for manual bank reconciliation.

Powered by secure Open Banking in Aotearoa, Usable acts as a real-time single source of truth. We cut through the noise of uncleared transactions and pending payments to reveal your actual, usable cash position.

Our Mission is Twofold:

For Small Businesses: We give you instant financial clarity. No more guesswork or waiting for month-end reports—just a clear, up-to-the-minute view of what is safe to spend so you can focus on running your business.

For Financial Advisors: We remove the data-entry bottleneck. By providing live, pre-reconciled financial data, we empower accountants and bookkeepers to step away from the busywork and step into proactive, strategic advisory.

When businesses and their advisors share the same real-time financial reality, better decisions are made. Stop guessing about cash flow and start collaborating with confidence.

Usable

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Usable

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