Raphael Gavilano is the Geschäftsführer at Valitas INDEPENDA, bringing extensive experience in the field of retirement planning. They currently lead Valitas Sammelstiftung BVG and have previously held key positions, including Abteilungsleiter at Ausgleichskasse des Kantons Solothurn and Leiter at PKRück AG and PFS Pension Fund Services AG. Raphael acquired a Bachelor of Science in Betriebsökonomie from Fachhochschule Nordwestschweiz FHNW and is pursuing advanced diplomas in social insurance and pension fund management.
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