vatech, founded in 2012 by IIT Kharagpur alumni, is a fast-growing fintech & a subsidiary of the CRED (https://cred.club). We’re building next-gen payment infrastructure that powers Banks, FinTechs, and Enterprises across the globe. We’re also the creators of Happay - one of India’s most trusted platforms for business spend management.

Following its acquisition by CRED in 2021, vatech continued to scale its Fintech & Enterprise capabilities. In the beginning of 2025, with the strategic transfer of the Happay brand to MakeMyTrip, the company entered a new chapter—doubling down on its mission to build cutting-edge payment infrastructure. 

Today, vatech is fully focused on enabling the next decade of global payment innovation through robust, secure, and compliant platforms. We enable financial institutions to launch and scale their own payment ecosystems through secure, modern &, API-first infrastructure.

At a Glance:
- Serving: 15,000+ Corporates
- Processing: ₹10 B+ worth of transactions/month
- Managing: 1 M+ Active Cards
- Processed: 500 M+ transactions till date

Strategic Offerings:
- Card Management Systems (CMS)
- Commercial, Prepaid & Corporate Card Programs
- B2B Payments & Spend Automation
- Modular Payment APIs & Middleware
- Cashback Management Tool
- Transaction Monitoring

Grounded in compliance, fortified by security, and trusted with bank-grade reliability - we’re shaping the financial backbone of tomorrow.

Let’s co-create what’s next.

Enterprise

FinTech

Payments

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