Muhammad Umar Javed

Muhammad Umar Javed is a seasoned professional with extensive experience in business development and account management. Currently serving as a Senior Business Development and Strategic Account Manager at VaultsPay since January 2025, Muhammad leads sales cycles for enterprise clients and collaborates with cross-functional teams to deliver tailored solutions. Prior to this role, Muhammad worked at Pine Labs as a Solutions Specialist, focusing on acquiring key merchants in the UAE market and managing a substantial portfolio. Muhammad also held the position of Relationship Manager at Abu Dhabi Islamic Bank, overseeing a large merchant portfolio and fostering strong client relationships. Earlier career experiences include technical support at RFM Loyalty LLC and cashier responsibilities at Transguard Group. Muhammad holds a Bachelor of Commerce degree in Accounting and Finance from The Islamia University of Bahawalpur.