Velicham Finance is an India-based Non-Banking Financial Company (NBFC) founded in 2016 with a mission to empower communities through accessible, responsible credit. We serve underserved households and small businesses in semi-urban and rural markets through an expanding branch network and a growing digital journey. 
Velicham offers both secured and unsecured loan products, with loan sizes ranging from ₹75,000 to ₹15 lakh, catering primarily to rural and semi-urban customers. The company primarily supports MSMEs, agriculture, and allied agricultural activities, enabling sustainable livelihoods and small business growth. Velicham follows a household-level underwriting approach, ensuring that lending decisions are aligned with income stability, repayment capacity, and long-term financial sustainability.
We create impact by enabling income generation, business growth, education & livelihood stability for families that are often excluded from formal finance, while ensuring fair, transparent, timely, and dignified customer service.

Velicham Finance

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