Watermark Capital Third Party Originations (Watermark TPO) is a partner in unlocking the extraordinary. Headquartered in Irvine, California, we are a full-service, independent mortgage banker that empowers originators with clarity, control, and a powerful secondary partnership.

Our expertise spans Fannie Mae, Freddie Mac, Ginnie Mae, and Non-QM products—each designed to expand your possibilities and redefine what your mortgage business can achieve. Whether through wholesale, correspondent, or bulk trade delivery, our platform is built to transform complexity into opportunity. At Watermark TPO, we don’t just support your business—we help it evolve.


Credit

Lending

Real Estate

Watermark TPO

Lisa Ann Thomas

Laura Thorson Salinas

Laura Kay  Sheely

This department focuses on evaluating credit applications and managing underwriting processes to assess risk and make lending decisions.

Credit and Underwriting

This department oversees the strategic direction and management of national sales efforts.

Watermark TPO

Org chart

Teams

Credit and Underwriting

Sales Leadership

Offices

Watermark TPO

Org chart

Teams

Credit and Underwriting

Sales Leadership

Offices

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