Wellness for Employees (WFE) is a New Hampshire-based insurance agency dedicated to providing companies with exceptional employee benefits at no net cost to both employers and employees. We achieve this through innovative strategies that leverage U.S. government tax-saving programs under the Affordable Care Act (ACA) and IRS codes, allowing businesses to redirect payroll tax savings into valuable wellness benefits.

Our flagship solution, the Paradigm Health and Wellness Plan, is a comprehensive Wellness Integrated Medical Expense Reimbursement Plan (WIMPER) that aligns with ACA guidelines. It offers a tax-advantaged pathway for employers and employees to access health and wellness benefits. By redistributing payroll taxes, we help employers fund benefits such as wellness initiatives, medical reimbursements, and voluntary insurance programs without additional out-of-pocket costs.

Powered by US Health Center’s PredictiMed™ platform, our plan uses advanced predictive analytics to improve employee health while controlling healthcare costs. PredictiMed™ integrates medical data and predictive modeling to reduce ER visits and hospitalizations, helping organizations improve employee well-being and financial outcomes.

Key features of the WIMPER program include:

Section 106 Wellness Plan: Pre-tax funding for wellness initiatives.

Section 105 Self-Insured Medical Reimbursement Plan (SIMRP): Tax-free reimbursements for eligible medical expenses.

Section 125 Cafeteria Plan: Allows employees to make pre-tax contributions to fund their healthcare benefits.

Our solutions provide tax savings for employers, lower taxable wages for employees, and enhanced affordability for health benefits, improving both employee satisfaction and organizational cost-efficiency.

At WFE, we're committed to creating healthier workforces while offering businesses a sustainable, cost-effective benefits model.

Wellness for Employees

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