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Mahesh Hegde

Head Of Credit And Risk at WeRize

Mahesh Hegde has a diverse work experience spanning over several years. Mahesh is currently the Vice President and Head Of Credit at WeRize since July 2021 and is responsible for making key decisions and overseeing the credit underwriting and portfolio analytic functions. Prior to this, they held the position of Director Credit Operations at the same company, where they were part of the founding team and had shared P&L responsibility.

Before joining WeRize, Mahesh worked at HDB Financial Services Ltd. as an Area Credit Manager from April 2016 to April 2019. In this role, they handled credit underwriting for personal loans and car loans, managed a team, and implemented strategies for portfolio management and collections.

Prior to HDB Financial Services, they worked as a Senior Manager Credit at Shriram Equipment Finance Co. Ltd. from March 2015 to March 2016 and as a Credit Manager SME Retail at Reliance Capital from May 2014 to March 2015.

Mahesh'scareer in the banking industry started at Syndicate Bank, where they served as an Assistant Manager from September 2008 to March 2014.

Throughout their career, Mahesh has demonstrated expertise in credit underwriting, portfolio management, team leadership, and decision making. Mahesh has also shown a strong understanding of the financial needs of the underserved Indian middle class and has utilized deep-tech and ML/AI to serve this segment effectively.

Mahesh Hegde completed their Master of Business Administration (M.B.A.) degree from Sikkim Manipal University from 2011 to 2013. Prior to that, they earned a Master of Arts (MA) degree from Rastriya Samkritha Samsthanam between 2004 and 2006. Mahesh'sundergraduate studies include a Bachelor of Arts (BA) degree from Karnatak University, which they obtained from 1999 to 2001. In terms of additional certifications, Mahesh obtained several certificates from Udemy, such as "Business Analysis Fundamentals - 2022," "Microsoft Excel-Data Analysis With Excel Pivot Tables," "Product Management A-Z™: A Hands-On, Real-World Simulation," "The ultimate my SQL Bootcamp: Go from SQL Beginner to Expert," and "Automation: How to Automate a Business Process" in 2022. Mahesh also completed the "Advanced SQL Bootcamp" in 2021. Moreover, Mahesh has pursued an "Advanced Certification in Data Analytics For Business" from the Indian Institute of Technology, Madras. Lastly, they have an "Google Data Analytics Professional Certificate" from Google, but the specific dates of completion for these two certifications were not provided.

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