David Renstead

David Renstead is an experienced executive specializing in credit risk management and optimization, currently serving as Executive Manager Credit Risk Optimisation at Westpac since August 2012. Renstead's expertise encompasses various key projects and initiatives related to credit risk, including credit bureau data and analytics, integration, and comprehensive credit reporting. Prior to Westpac, Renstead held multiple positions at the Commonwealth Bank of Australia from 2002 to 2011, focusing on credit risk systems, collections strategies, personal lending, and credit decisioning engines. Renstead's career also includes experience as Manager New Business Risk at Veda Advantage and as a Marketing Analyst at Equifax. Renstead holds a BSc Honours in Applied Statistics from Sheffield Hallam University.