Ernest Y. is an Executive Manager in Westpac's Mortgages Business Controls and Monitoring team, where they oversee risk governance forums and manage risk appetite statements and emerging risks. Previously, Ernest was a Senior Manager in Colonial First State's Chief Controls Office, focusing on governance and risk management. Their experience also includes working as an Associate at Promontory, providing risk management advice, and as a Senior Consultant in Deloitte’s Governance, Regulation and Conduct practice. Ernest holds a Bachelor of Laws from Macquarie University, a Bachelor of Economics from the University of New South Wales, and a Diploma of Financial Planning from Kaplan University.
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