Frances Schild

Frances Schild is an experienced executive in credit decisioning and risk management within the banking sector, currently serving as Executive Manager of Credit Decisioning at Westpac since August 2021. Prior to this role, Frances held several leadership positions, including Executive Manager of Retail Credit Decisioning at Commonwealth Bank and Head of Retail Credit Decisioning at Bankwest. A strong advocate for diversity and inclusion, Frances emphasizes results-driven and goal-oriented strategies while maintaining compliance and data integrity. With extensive experience in portfolio management, risk mitigation, and client relationship building, Frances also possesses advanced academic credentials, including an MBA and MBL.