Sharad Kumar

Sharad Kumar is an Executive Manager at Westpac, responsible for IFRS9 and Stress Testing models across the Group. Previously, Sharad served as Vice President at HSBC, leading CCAR and PPNR Analytics and Modelling. Sharad's extensive experience includes a decade as a Director at CRISIL, managing risk management consulting services, and a role as Vice President at ANZ, where they oversaw credit underwriting and capital models. Sharad earned a BE in Chemical Engineering from the Indian Institute of Technology, Roorkee, and a PGP in Finance from the Indian Institute of Management Bangalore.