Joyce L. serves as the UAE Country Manager and MEA Expansion Lead at Wise, a position held since August 2021, and also leads APAC Expansion efforts. Prior experience includes roles at Bank Negara Malaysia from August 2015 to July 2021, where Joyce specialized in financial sector development and innovation with a focus on fintech and payments. Earlier positions at Bank Negara Malaysia included Associate Analyst for both Financial Development and Innovation and Payment Systems Policy, as well as Associate Supervisor in Banking Supervision. Joyce co-founded Pixellot Photography, a boutique photography company operating in Kuala Lumpur and Nottingham from May 2013 to June 2020. Academic credentials include a Master of Business Administration from Hitotsubashi ICS (2020-2021) and a Bachelor of Science in Economics from the University of Nottingham (2012-2015).
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