Stefan Hardy

Stefan Hardy is a CPA and seasoned executive specializing in enterprise risk management within the banking and fintech sectors. Currently serving as the Chief Risk Officer for North America at Wise, Stefan is tasked with developing risk management capabilities to support market growth in the US and Canada. Previously, Stefan led the global first line of defense risk function at HSBC, where they established a risk framework that enabled one of HSBC's largest product lines to thrive across 55 countries. Stefan’s extensive experience includes transforming risk culture and enhancing internal audit practices, along with a strong focus on operational and financial crime risks.