Rafael Jacobs is an experienced professional in credit analysis and modeling, currently working at XP Inc. since September 2021. Previously, Rafael held the position of Coordenador de Políticas de Crédito at CALCARD, where responsibilities included leading a credit team in developing and implementing credit policies. Rafael's background includes statistical and machine learning modeling for various financial products at Itaú Unibanco and Itaú Colombia, contributing significantly to credit scoring and risk policies. Education includes a degree in Statistics from Universidade Estadual de Campinas, an MBA from FGV, and language courses in English and Italian.
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