Raphael Palone, CFA, CAIA, FRM, MSc, is a managing partner at FK Partners, Brazil's largest preparatory firm for financial market certifications. With over 16 years of experience in corporate finance, portfolio management, and capital markets, they have held significant roles at institutions like Santander and Bradesco. Currently, Raphael serves as a Large Corporate Banker at XP Inc., covering clients in energy, industrial, mining, aviation, and logistics sectors. Additionally, they are a board member at Planejar, the Brazilian Association of Financial Planning. Raphael's mission focuses on transforming lives through accessible quality financial education.
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