Xpectral is a seismic risk intelligence platform built for the global (re)insurance market.

We transform engineering knowledge from real-world critical infrastructure into the metrics underwriting, pricing, exposure management and capital teams rely on every day: AAL, PML, EP curves, accumulation analysis and Solvency II capital metrics.

Unlike traditional catastrophe models that rely primarily on historical calibration or generic building assumptions, Xpectral is grounded in engineering-grade data derived from projects where structural failure is not an option. Our knowledge base includes critical infrastructure developments such as Panama Canal bridges, metro systems and major rail networks across multiple continents.

The platform combines three interconnected engines:

• Sismicus — Hazard Intelligence
Earthquake occurrence, ground motion and return-period analysis.

• Fragility — Vulnerability Intelligence
Engineering-based building performance and damage estimation.

• Risco — Loss Intelligence
Portfolio loss modelling, accumulation control and capital efficiency optimization.

Developed through the Appgile × Dynamis alliance, Xpectral combines advanced software engineering with more than 15 years of performance-based seismic design experience across 100+ projects in over 20 countries.

Xpectral

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