Ray Ren is currently the UK CEO of Xtransfer, a position they have held since 2025. They co-founded WUZO in 2022, where they also serve as CEO. Previously, Ray held various roles at HSBC Commercial Banking and Barclays Bank, including International Business Manager and Business Relationship Manager, respectively. Ray's educational background includes a Master's Degree in Asia Pacific Business and a Bachelor's Degree in Management with Accounting from Royal Holloway, University of London.
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