Yumi Finance is a “buy now, pay later” solution built for the next generation of money, bringing a $560B market on-chain by creating a complete buy now, pay later ecosystem:

- BNPL SDK for Merchants and Crypto payment services providers - we offer direct integrations to eliminate legacy rails like Visa or Klarna, delivering zero-interest, BNPL consumer loans, while cutting fees by 2-4% compared to other BNPL providers.
- Infrastructure for crypto cards, neobanks and e-wallets, allowing them to issue a BNPL/credit card - any user can access uncollateralized borrowing and spending.
- Data ecosystem - as users borrow and spend, we build comprehensive on-chain credit profiles, analyzing spending habits, offering discounts and cashback programs for eligible users. This data will allow us to build a highly accurate underwriting system

Yumi Finance

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