Bill Calder has an extensive background in credit risk management, with experience in various financial institutions such as Zagga New Zealand, Zagga Group Australia, Crown Asset Management Ltd, South Canterbury Finance Ltd, Farmers' Mutual Finance Ltd, and Westpac New Zealand Limited. With a strong educational foundation from Ashburton College, Bill has held key positions such as General Manager Credit Risk, Manager Asset Management, and Manager Lending, focusing on credit risk analysis, loan portfolio management, personnel management, and relationship management of high-value customers.
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