Mohammed Arfa

Growth Engineer

Mohammed Arfa is a Growth Engineer at Zelo since October 2025, where responsibilities include leading growth experiments and feature development for a fintech platform aimed at transforming SME financing in the UAE. Prior to this role, Mohammed worked as a Forward Engineer at XY Retail from January 2023 to October 2025, focusing on building and scaling eCommerce platforms, including developing modular APIs and microservices. Previous experience includes serving as an Application Developer at XY Retail, where front-end modules for omnichannel retail were created using Framework7 and React.js. Mohammed began the career as a Web Application Developer at Karunadu Technologies Private Limited in early 2021. Educational credentials include a Bachelor of Engineering in Information Science and Engineering from NMAM Institute of Technology, completed in 2022.

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