Rob Kottmeier

Rob Kottmeier serves as the Chief Credit Officer at Zip Co since May 2024, bringing extensive experience in credit strategy and financial planning. Previously, Rob held significant roles at Nubank, where leadership included overseeing a team of 120 in forecasting global P&L and managing fraud, collections, and credit card underwriting strategies. Prior to Nubank, Rob served as Managing Director of Credit Strategy at Barclays, overseeing credit operations for U.S. consumer banking. Rob's earlier roles include Chief Credit Officer positions at Spruce Finance and Breakout Capital Finance, as well as senior leadership at GreenSky Credit and Capital One, where Rob directed teams in fraud management and credit policy development. Rob holds an MBA from Duke University and a BSE in Computer Science from Princeton University.