ZOOD is a digital lending platform for e-commerce. Our ecosystem embeds FinTech (ZOODPay), E-commerce (ZOODMall), and E-logistics (ZOODShip) services, with lending being our core activity. Headquartered in Switzerland, the ZOOD App has 10 offices serving over 10 million users. We are committed to delivering a "Swiss quality" shopping experience and cross-border services to merchants and shoppers across fast-growing FinTech and E-commerce emerging markets in Pakistan, Uzbekistan, and Lebanon. ZOODPay offers three lending products: 
(1) ZOODPay SME Inventory to select ZOOD ecosystem merchants providing monthly inventory financing and the necessary warehousing technology, (2) ZOODPay BNPL, a 4-installments consumer plan with 0% interest, and (3) ZOODPay Credit, an extended consumer BNPL product (up to 12 months) with interest. Our consumer lending products are available through multiple distribution channels: ZOODMall, our own marketplace with 7 million + products from 30,000 local and cross-border sellers; on partners' apps and websites through a seamlessly integrated API; and in offline partner shops across our countries of operation.

E-Commerce

FinTech

Lending

ZOOD

Lasha Gurgenidze

Humza Hussain

Yuriy Vasiyarov

Jakhongir Usmonov

Manuela Melinescu

Lado Nikolaishvili

Nikoloz Rukhadze

Faisal Masood Khan

Mariam Aptsiauri

Jamal Uddin

Osama Osman

The Engineering Team at ZOOD is responsible for developing, maintaining, and enhancing the digital lending platform that integrates FinTech, e-commerce, and logistics services. This team ensures the robustness and quality of software through rigorous testing and quality assurance processes, while also managing risk technologies to safeguard transactions and user data. Collaborating closely with cross-functional teams, they innovate and implement solutions that optimize the user experience for over 10 million customers across emerging markets.

Engineering Team

The Leadership Team at ZOOD is responsible for setting the strategic direction and vision of the company, ensuring alignment across all business units in the FinTech and e-commerce ecosystem. This team orchestrates product development, marketing strategies, and operational excellence to drive growth and enhance the customer experience. By leveraging their diverse expertise, they foster innovation and collaboration, enabling ZOOD to deliver superior digital lending solutions and a seamless shopping experience across its markets.

Leadership Team

The Marketing Team at ZOOD is responsible for driving brand awareness and user engagement across its digital lending platform and ecosystem. They develop strategic marketing initiatives, forge partnerships, and optimize online visibility through SEO to attract and retain users in emerging markets. By leveraging data-driven insights, the team crafts targeted campaigns to showcase ZOOD's innovative lending products and enhance the shopping experience for both merchants and consumers.

Marketing Team

The Product Management Team at ZOOD is responsible for defining and executing the strategic direction of ZOOD's lending products and platform features. They collaborate with cross-functional teams to enhance user experience, optimize product offerings, and drive growth initiatives across the ecosystem. By leveraging market research and user feedback, this team ensures that ZOOD's products meet the evolving needs of merchants and consumers in emerging markets.

ZOOD

Org chart

Teams

Engineering Team

Leadership Team

Marketing Team

Product Management Team

Offices

ZOOD

Org chart

Teams

Engineering Team

Leadership Team

Marketing Team

Product Management Team

Offices

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