Stephen Hayes is a Senior FP&A Manager at Zopa, where they focus on financial planning and analysis. Having previously served as a Credit & Commercial Senior Associate and Financial Modeler at Zopa, Stephen developed and automated financial reporting models and participated extensively in budgeting and forecasting processes. Prior experience includes roles at the Royal Bank of Scotland, where Stephen worked as a Credit Risk Stress Testing Analyst and participated in stress testing and risk capital projects. They hold a Master's degree in Chemistry from the University of Oxford and have completed a program in Financial Risk Management from the Global Association of Risk Professionals.
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