An independently owned and operated bank dedicated to making peoples'​ lives better by providing creative financial solutions and superior personalized service to generations of families and businesses in our communities.

We have 10 convenient locations throughout the Capital Region: Scotia, Niskayuna, Colonie, Guilderland, Glenville, Schenectady, Saratoga, GE Globacl Research Center, Rotterdam and Clifton Park.

Member FDIC. Equial Housing Lender.

Banking

1st National Bank of Scotia

John Buhrmaster

Kristen Faubion

Tracey Kearns

Daniel A. Centi

Nancy Harrigan

L. Randy Marsicano

David D. Montana

Laura M. Dieterich

The Commercial Lending Team at 1st National Bank of Scotia is responsible for providing financial solutions to businesses by evaluating, approving, and managing commercial loans. Team members, including Commercial Lending Officers, VP Commercial Loan Officers, and Commercial Credit Analysts, work collaboratively to assess creditworthiness, structure loan terms, and foster strong relationships with commercial clients to support their financial growth.

Commercial Lending Team

Leadership Team

Commercial Lending Team

About

Team members

Other teams at 1st National Bank of Scotia

Leadership Team