Angel Ju is a seasoned analytics professional with extensive experience in fraud management and credit strategy. From August 2017 to May 2018, Angel worked at CIBC as an Analytics Specialist in Fraud Management and Analytics, focusing on deposit and credit card fraud analytics, achieving significant reductions in fraud losses through predictive modeling. Following this role, Angel served as a Senior Manager at Scotiabank from November 2020 to November 2021, overseeing credit strategy for credit cards and lines of credit, and previously held positions in corporate actions analysis. At RBC (May 2018 - October 2020), Angel excelled as a Manager in Portfolio Management and Credit Strategy, leading initiatives that improved profitability and efficiency while actively contributing to employee engagement. Most recently, Angel held the position of Senior Manager at the Office of the Superintendent of Financial Institutions Canada in the Risk Quantification Division. Angel holds an Honours Bachelor of Science with Distinction from the University of Toronto, specializing in Mathematical Applications in Finance and Economics.
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