Sarfraz Hussain Morio

Sarfraz Hussain Morio is a seasoned professional in the microfinance sector with extensive experience in business development, team management, and customer service. Currently serving as Regional Manager for Karachi-south at ABHI Microfinance Bank since December 2021, Sarfraz is responsible for asset sales, deposit functions, and cross-selling initiatives. Previously held positions include Area Manager and Cluster Manager at U Microfinance Bank Limited, where responsibilities included managing branch banking operations and ensuring exceptional customer service. Sarfraz's earlier experience spans roles such as Branch Manager at FINCA Microfinance Bank Ltd. and Senior Operations Manager at Khushhali Microfinance Bank Limited, focusing on customer servicing and operational efficiency. Academic qualifications include a Diploma in Microfinance from the Institute of Bankers Pakistan, an MBA from Shah Abdul Latif University, and an MSc in Rural Development from the University of Sindh.