Acclivity Financial, a subsidiary of Citizens Bank, is a preferred nationwide lender*. We focus exclusively on customized lending solutions for small businesses all over the US. Our lenders pride themselves on providing small businesses and entrepreneurs with financing options, payment terms and amortizations that make sense for them. In short, our small business focus allows us to dedicate the time to truly understand your business and serve as your lending partner. 

*Acclivity Financial, LLC is a subsidiary of Citizens Bank, Elizabethton, TN. Loans are made by Citizens Bank. Citizens Bank is an approved nationwide Preferred Lender with the Small Business Administration (SBA). Loans are subject to credit review and approval.

Banking

Lending

Acclivity Financial

Danny Preston

Stella Smith

Jennifer Braithwaite

Chelsey Lampasona

Lynn McCraney

Claudia Szczurek

Brian Clegg

Allen Kiefer

Kevin Clingman

Fred Schmid

David Moore

Emily Patch

David Watkins

Billy Bowers

Mike Callaghan

The Credit and Underwriting team at Acclivity Financial is responsible for evaluating creditworthiness and assessing risk for potential small business loans. They analyze financial statements, review business plans, and conduct thorough credit reviews to make informed lending decisions. By ensuring that loans are both appropriate and viable, the team plays a crucial role in providing tailored lending solutions to small businesses nationwide.

Credit and Underwriting

Leadership Team

SBA Loan Processing Team

Credit and Underwriting

About

Team members

Other teams at Acclivity Financial

Leadership Team

SBA Loan Processing Team