Richard Folkins possesses extensive experience in the insurance and risk management sector, currently serving as the Director of Complex Risks at CapriCMW since January 2017, where responsible for managing large client accounts and international teams. Prior to this role, Richard held the position of Director of Business Development and Partner at CMW Insurance Services Ltd from December 2005, advising clients and overseeing the client advisory staff to enhance service standards and develop new business opportunities. Richard's earlier career includes significant roles at Aon as a Senior Vice President and Account Executive specializing in various sectors, as well as commercial mortgage underwriting at First City Trust. Richard holds multiple degrees, including an MBA in Finance from McGill University and a BA in Economics from The University of British Columbia, along with professional designations in insurance from The Insurance Institute of Canada and the Insurance Brokers Association.