Etienne Small

Etienne Small is an accomplished professional in the payments and technology sector with extensive experience in product ownership, technical management, and operational execution. Currently serving as the Principal Services Product Owner & Analyst at ACI Worldwide since March 2025, Etienne previously held various roles at Kiwibank, including Digital & Technology Senior Product Manager for Cards & Payments. Additional experience includes technical ownership in card applications at FlexiGroup New Zealand and payments management at Banzpay. Earlier career highlights include contributions as Payments Architecture Manager at Altech Card Solutions and Technical Project Manager at S1 Corporation. With a strong focus on card schemes, ATM acquiring, and payment processing, Etienne's expertise encompasses a range of environments, including MasterCard and VISA certified systems.