Justin S. Sales

Justin S. Sales has extensive experience in digital transformation and innovation within the banking and telecommunications sectors. Currently, Justin serves at Abu Dhabi Commercial Bank since March 2015, focusing on Retail Digital Transformation, encompassing mobile banking, personal internet banking, and various digital engagement initiatives. Prior to this role, Justin held significant positions at DBS Bank as Assistant Vice President in the Innovation Group, and at M1 Limited as Senior Manager for Mobile Payment Product Innovation. Earlier career experiences include roles in business development and marketing at Globe Telecom, iAyala Company Inc., Similan.Com Inc., and SGV & Co. Justin S. Sales holds an MBA from the Asian Institute of Management and dual bachelor's degrees in AB Economics and BSC Business Management from De La Salle University.