Melwin M. Pinto has extensive experience in the financial services industry, currently serving as Manager - Digital Channels at Abu Dhabi Commercial Bank since July 2007, where responsibilities include acting as Product Owner for agile delivery of digital products and services. Prior roles at the same bank encompass Senior Business Specialist in the Islamic Banking Division, managing strategic projects and new products, and Senior Credit Analyst focused on high-risk finance proposals. Previous experience includes roles as Credit Analyst at Barclays Bank, Technical Advisor at 3 Mobile UK, and Mortgage & Credit Card Advisor at JPMorgan Chase & Co. Melwin holds a Bachelor of Commerce in Business Management from the University of Mumbai and several certifications in Islamic finance and innovation.
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