Mikhail Ghazaryan

Mikhail Ghazaryan is an experienced professional in operations and payments management, currently serving as the Deputy Director of Operations and Head of Payments and Retail at adjarabet.am since April 2021. Prior to this role, Mikhail held positions at ACBA Bank OJSC as Remote Sales Team Lead from May 2020 to April 2021 and spent over a decade at ACBA-CREDIT AGRICOLE BANK in various capacities, including Chief Specialist of the Sales Management Division. Mikhail's expertise includes managing communication processes, creating client proposals, and developing new business relationships, supported by a Master's degree in Management from the Russian-Armenian (Slavonic) State University, obtained in 2009.