Alexander Higgins is an experienced financial services professional, currently serving as Co-Founder at Cubik Commercial and Proposition Manager at Admiral Money since 2024. Prior roles include Commercial Lending Manager and Business Operations Manager at Monmouthshire Building Society, alongside a position as Commercial Support Manager at Optimum Credit Ltd., where responsibilities encompassed mapping the complete end-to-end process of commercial lending. Alexander gained expertise as a Relationship Manager at Santander UK, managing multiple commercial portfolios and training colleagues in risk management, and as a Business Consultant at Alexander Higgins Consulting, focusing on enhancing SME customer journeys. Previous positions at Agility in Mind Ltd. and Triodos Bank showcased Alexander's capability in business development and managing ethical banking portfolios, alongside foundational roles at NatWest and The Really Useful Mortgage People.