Bjarne Højgaard is a seasoned professional with a rich background in academia and finance. They served as an Associate Professor at Aalborg University from 2000 to 2003 and later became the Head of Department in the Department of Mathematical Sciences from 2003 to 2007. Bjarne transitioned to the financial sector, holding roles such as Head of Credit Risk Modelling and Chef Specialist at Spar Nord from 2017 to 2025. Currently, Bjarne is the Director at Advisense, continuing to leverage their expertise in credit analysis and risk modeling.
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