Piko Nikolov

Piko Nikolov is a seasoned professional with extensive experience in risk management and credit analysis. Currently serving as the Director of Merchant Risk at Affirm, Inc. since April 2020, Piko has previously held significant positions including Vice President of Risk at YapStone and Senior Vice President of Credit at Bank of America. Piko's career also includes roles as an Associate at McKinsey & Company and as a Manager at Capital One. Piko holds a Master of Business Administration in Finance and Management from Columbia Business School and a Bachelor of Science in Economics from the United States Naval Academy.