Afore Insurance Services
Michael A. Garguilo is an accomplished insurance executive with extensive experience in leadership roles across multiple organizations. Currently serving as President and Chief Executive Officer of Afore Insurance Services since April 2023, Michael focuses on enabling independent agencies to enhance their business equity and growth through strategic partnerships. As the President and Chief Executive Officer of Garco Financial, LLC since 2009, Michael spearheaded the aggregation and operation of independent insurance brokerage firms, achieving significant growth and establishing a strong market presence. Previous roles include leadership positions at CBIZ Insurance Services, where Michael managed a $250 million retail brokerage enterprise, and at Brown & Brown of Texas, overseeing all brokerage operations. Michael's career also includes key positions at Chubb Insurance and The Hartford, along with a solid educational foundation with a BBA in Business Administration and Finance from Stetson University and advanced studies at Babson College.
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Afore Insurance Services
Afore Insurance Services is one of the 100 largest insurance agencies and brokerage firms in the United States, with more than 20 offices nationwide. We help our clients carefully assess their risk and find the most appropriate and competitive coverage options available from more than 250 different insurance companies operating across the nation. Our client service activities are run by local, community-based, independent insurance agency partners who have joined our company to gain access to national resources to better serve their customers. We focus on commercial business clients, offering them a variety of property & casualty insurance options and group employee benefit plan solutions. We serve personal lines insurance customers with competitive choices for their home, automobile, valuables, and liability protection, with a deep specialty in meeting the unique needs of near-affluent to high-net-worth insureds. With roots going back to the 1970s, Afore has successfully acquired over 50 independent agencies and operates them under custom operating structures where (former owner) principals and producers direct sales and client service locally. We deliver "Prosperity in Partnership" for our clients, agency and business partners.