Geraldine Nicole Salin Espinoza is an experienced financial professional with a focus on risk management and internal auditing. Currently serving as a Senior Financial Internal Auditor at AFP HABITAT since June 2017, Geraldine specializes in analyzing financial risks and investment controls. Prior to this role, experience includes working as an Operational Risk Analyst at Banco Santander Chile, where responsibilities involved overseeing operational risk committees and mitigation strategies. Geraldine's career also includes academic positions at Universidad de Chile, where roles encompassed assisting in accounting courses and treasury functions. Geraldine holds a Master's degree in Finance and a degree in Auditing from Universidad de Chile.