AFR Wholesale
Jopeth Rubia has over 20 years of experience in the mortgage industry, currently serving as Post Closing Manager and Associate Vice President at American Financial Resources, Inc. since March 2009. Prior to this role, Jopeth held positions as a Loan Processor at Wall Street Financial Corporation from June 2006 to March 2009, and as a Senior Post Closer at Wall Street Financial Corp. from April 2001 to May 2006. Jopeth holds a Master of Arts in Management with a focus on Public Administration from Southern Luzon State University, completed between 1996 and 2000.
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AFR Wholesale
Established in 1997, American Financial Resources, Inc., AFR, is a nationwide residential mortgage lender based in Parsippany, NJ, serving thousands of small, medium, and large mortgage brokers, correspondent lenders, and credit unions with their financing needs. With diverse delivery options including FHA, VA, USDA, Fannie Mae and Freddie Mac, we offer an extensive program suite, eclectic channels of operations and cutting-edge technology. With AFR, you have the freedom to choose the way you conduct business on a loan-level basis. • Brokered lending channel with an On-Demand Processing optional enhancement • Correspondent Non-Delegated and Correspondent Delegated lending channels (flow or bulk) We offer a wide selection of both niche and mainstream programs to suit today's borrowers. FHA • 203(b) • 203(b) Repair Escrow • 203(h) Mortgage Insurance for Disaster Victims • Standard 203(k) Rehabilitation Mortgages • Limited 203(k) Rehabilitation Mortgages • Good Neighbor Next Door Program (GNND) • One-Time Close Construction-to-Permanent • Streamline Refinance • $100 Down VA • Fully Amortizing Fixed • Interest Rate Reduction Refinance Loan (IRRRL) • One-Time Close, Construction-to-Permanent USDA • Guaranteed Rural Housing Fannie Mae • Fully Amortizing Fixed Rate and High Balance • DU Refi Plus™ • HomeStyle® • HomeReady™ Freddie Mac • Fully Amortizing Fixed Rate and Super Conforming • Relief Refinance Mortgage℠ - Open Access • Texas Equity 50(a)(6) • Home Possible and Home Possible Advantage Specialty • Manufactured Housing options available We strive to exceed our customers’ expectations, nurture healthy, profitable relationships, ultimately providing an unparalleled customer experience. For AFR licensing information please see: http://www.nmlsconsumeraccess.org/ - NMLS# 2826 - 888-664-2101 https://www.afrwholesale.com/legal-licensing/ https://www.afrwholesale.com