We deliver tailored lending solutions to North Carolina’s farmers and rural communities.

AgCarolina is a member of the Farm Credit System, the largest provider of credit to American agriculture. As a member-owned financial services cooperative, we provide farmers, ranchers and agribusinesses with the greatest opportunity for success through low-cost financing and exceptional service.

As one of North Carolina’s leading agricultural lenders, we have approximately $3 billion in outstanding loans to more than 6,000 members. Our 20 branch offices are located throughout eastern North Carolina and are governed by local directors, who are also farmers.

Unlike commercial banks, our cooperative structure means a portion of the profits generated from our lending activity is returned to our members in the form of patronage refunds, which significantly reduces the cost of borrowing for our members.

Agriculture & Farming

AgCarolina Farm Credit, ACA

David Corum

Evan Kleinhans

The Business and Financial Analysis Team at AgCarolina Farm Credit, ACA, is responsible for evaluating and optimizing the financial performance and credit risk profiles of lending solutions extended to farmers and rural communities. This team leverages data analytics, risk assessments, and financial expertise to develop strategic insights that support informed decision-making and promote sustainable growth for both AgCarolina and its member-owners.

Business and Financial Analysis Team

About

Team members

Other teams at AgCarolina Farm Credit, ACA

Loan and Credit Operations

Appraisal Team