Yoko Kaluza

Yoko Kaluza is a seasoned project and program manager with extensive experience in the fintech and digital banking sectors. Currently serving as a Senior Project Manager for Financial Products at Allfunds since July 2025, Yoko previously held the role of Senior Program Manager at NALBA Advisors, where responsibilities included managing the digital banking product roadmap for a leading online bank in Spain. Prior roles include Project Manager and Fractional COO at Entrena Virtual, overseeing health technology product lifecycle, and Program Director for Lending at Arbor Fintech, where Yoko developed a new lending product. Yoko's career also encompasses significant leadership positions at Kreditech Holding, Resolution Media, and Omnicom Media Group. An educational background in Intercultural Linguistics and Literature from The University of Freiburg complements Yoko's professional qualifications.