Martha Espinoza

Martha Espinoza, ARM, is a seasoned professional in risk management and safety, currently serving as Senior Director of Risk Services at the Alliance of Schools for Cooperative Insurance Programs (ASCIP) since November 2012. In this role, Martha oversees the ASCIP Risk Services Program, offering consulting services on loss control, risk management, and insurance to member districts. Previous experience includes roles such as Director of Administration, Member Education and Training at ASCIP, where responsibilities involved managing training programs and customer relations, and Principal Risk Services Consultant, providing tailored risk management solutions for members. Additional previous positions include Safety Manager at La Victoria and Corporate Safety Manager at Ready Pac Foods, Inc., where Martha developed workplace safety programs. Martha holds a Bachelor of Science degree in Occupational Health and Industrial Hygiene from California State University, Los Angeles.

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Alliance of Schools for Cooperative Insurance Programs (ASCIP)

We are a community of schools serving schools'​ insurance and risk management needs. We exist to serve our members and to protect and conserve educational resources for the benefit of our more than 1.3 million students. ASCIP is a non-profit Joint Power Authority (JPA) providing insurance and risk management solutions to nearly 150 California public schools and community colleges. We offer property & liability, workers'​ compensation, employee benefits, and school construction insurance coverages along with a host of loss prevention services and resources.


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